#HealthyLending 
Easycash is a leading Information Technology-Based Co-Funding Service Licensed and Supervised by The Financial Services Authority (OJK). We connect borrowers and lenders directly through an online platform.
#HealthyLending
Easycash is a leading Information Technology-Based Co-Funding Service Licensed and Supervised by The Financial Services Authority (OJK). We connect borrowers and lenders directly through an online platform.
More Protection with Easycash
Easycash has accompanied you to achieve your goals and dreams over the past six years. Let's step together into the future with #HealthyLending. Enjoy easy life with Easycash!
More Protection with Easycash
Easycash has accompanied you to achieve your goals and dreams over the past six years. Let's step together into the future with #HealthyLending. Enjoy easy life with Easycash!
More Protection with Easycash
Easycash has accompanied you to achieve your goals and dreams over the past six years. Let's step together into the future with #HealthyLending. Enjoy easy life with Easycash!
More Protection with Easycash
Easycash has accompanied you to achieve your goals and dreams over the past six years. Let's step together into the future with #HealthyLending. Enjoy easy life with Easycash!
Who Are We?
As a leading Information Technology-Based Co-Funding Service Licensed and Supervised by OJK, we work hard to connect lenders and borrowers through Easycash and provide them with a great user experience. We also make our contribution to the development of Indonesia's digital economy.
5,007,478
Total Accumulated Borrowers
1,367,254
Number of Active Borrowers
9,024
Number of Active Lenders
IDR 37.85 Trillion
Total Accumulative Loans Since Established
IDR 4.49 Trillion
Total Outstanding Loans
Why Choose Us?
Licensed and Supervised by OJK
We have been licensed and supervised by The Financial Services Authority (OJK).
Member of AFPI
We are a member of the AFPI (Indonesian Joint Funding Fintech Association).
AI Risk Control
Our self-developed risk control system is based on artificial intelligence and big data.
Personalized Financial Services
We provide users with personalized financial services based on an effective risk control system.
High Level Security and Low Risk
The funds are deposited in an escrow account and the system complies with ISO certification.
Our Services
Loan Service
SIMPLE
Loan application in three steps.
HIGH LIMIT
A maximum loan amount can reach up to IDR 50 million.
TRANSPARENT
High transparency of fee.
FAST
Loan assessment within 3 minutes.
LOW INTEREST
A maximum interest rate of no more than 0.4%.
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Lending Service
HIGH RETURNS
A maximum interest rate of 20%.
INSURANCE
Lendings are covered by insurance.
SERVICE
High-quality customer service.
SAFETY
Your funds are safe in an escrow account.
INTELLIGENCE
Advanced risk control system result in high-quality assets.
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User
Testimonials
Siti Wahyuni
Farmer
I've known Easycash since 2020. It helped me get a loan with affordable interest for my agricultural business.
User
Testimonials
Putra Purba
University Student
Easycash helped me when I had to buy textbooks for college. My study keeps doing good, thanks to Easycash.
User
Testimonials
Ida Ayu Agung Mas
Store Owner
Thanks to Easycash, I can quickly get funds for my business. The loan application process is very easy and practical.
Siti Wahyuni
Farmer
I've known Easycash since 2020. It helped me get a loan with affordable interest for my agricultural business.
Putra Purba
University Student
Easycash helped me when I had to buy textbooks for college. My study keeps doing good, thanks to Easycash.
Ida Ayu Agung Mas
Store Owner
Thanks to Easycash, I can quickly get funds for my business. The loan application process is very easy and practical.
Activities
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Partners
Regulators
As Seen On
ATTENTION
PT Indonesia Fintopia Technology provides peer-to-peer (P2P) lending platform service under the name “Easycash”. Easycash is licensed and supervised by The Financial Services Authority as an Information Technology-Based Co-Funding Service in accordance with the provisions in The Financial Services Authority Regulation No. 10/POJK.05/2022.
Easycash’s Information Technology-Based Co-Funding Service (“Easycash Service”) is a civil agreement between the Lender and the Borrower, so that all forms of risk and legal consequences arising from it are fully borne by each party. Please ensure you understand the risks associated before you use Easycash Service.
The Lender is fully responsible for all funding risks of late or default payments arising out of the use of Easycash Service. No national entity or authority is responsible for any such risks or provides compensation for the losses or other consequences arising in connection with this matter in any form.
Easycash, with the approval of the respective Users (both Lender and Borrower), may access, acquire, store, administer and/or use the Users' personal data and information ("Data Utilization") on the Users' electronic devices (including smartphones or cellular phones), hardware, software, electronic documents, applications or electronic systems owned by the Users or controlled by the Users, by notifying the purpose, limitations and mechanisms of the data utilization to the Users concerned before obtaining such approval.
- Lenders who do not have sufficient knowledge and experience in the Information Technology-Based Co-Funding Service are not advised to use this Easycash Service.
- Borrowers should carefully consider the loan interest rate along with other costs in accordance with the ability to pay off the loan prior to using Easycash.
- All fraudulent activities will be recorded digitally in cyberspace and may potentially be informed to the public through social media and can be used as legal evidence according to the prevailing laws on electronic information and transactions in the event of dispute resolution and law enforcement.
- Users should read and understand this information before becoming a Lender or a Borrower on Easycash. The Users' decision to use Easycash Services proves that the Users fully understand this information.
- The Financial Services Authority is not responsible for any violation or non-compliance by the User (either the Lender or the Borrower), whether due to the User's faults or negligence of the laws and regulations or agreements between Easycash and the Lender and/or the Borrower.
Copyright © 2023 PT Indonesia Fintopia Technology. All rights reserved.
