The formation of Fintopia.Inc began with a cup of coffee between the two Facebook technology engineers (who are now CEOs of Fintopia Inc. and PT Indonesia Fintopia Technology) and Microsoft (which is now the CTO of Fintopia Inc. and PT Indonesia Fintopia Technology) who happened to be a time friend college. Surprised by the enthusiasm to change the World with Technology, both of them quickly realized their skills were ready to build a next-generation credit analysis system that was driven by AI (Artificial Intelligence) and changed the way people get credit and funding.
The meeting and ideas quickly translated into action, and Fintopia Inc. began operations in Beijing, PRC (People's Republic of China) in September 2015. Since then, Fintopia has grown rapidly to become a leading market that matches financing needs and funding to the public.
It was considered successful in China (the People's Republic of China), Fintopia Inc. which has helped more than 17.3 million Chinese citizens registered and consists of more than 3.5 million Chinese people who are active and have channeled funds amounting to USD6.1 million to PRC residents need funds but not affordable by conventional banks.
After that, Fintopia Inc. plans to expand the Business to several countries which are considered to need companies to provide credit assessments with A.I (Artificial Intelligence) and provide different funding experiences to increase financial inclusion, one of which is Indonesia.
Starting with research for approximately 6 months the Company decided to establish a company named PT. Indonesia Fintopia Technology officially on November 13, 2017.
The product from the Company is Easycash, where the Company expects to be able to provide facilities for loan provision and acceptance with our platform Easycash and contribute to help improve financial inclusion in Indonesia.
Where until now the Company has funded 1 Trillion Rupiah to approximately 200 thousand Indonesian people * . With full confidence the Company is confident that it will be able to help in increasing financial inclusion.
* Data is taken as of May 31, 2019
To be the best Technology-Based Money Lending and Borrowing Service that complies with the Regulations.
has a commitment to be a company that can be trusted in the products they have, and also employees in the company
Increase trust in the users of the company's products
Always provide and improve quality to be the best for the users of the company's products and employees at the company.
Prioritizing customer satisfaction to get the best rating and quality for the progress of the company
Always provide new things that can be developed to improve the quality and quality of the company
Mitou Hongkong Limited ("Mitou") is one of the shareholders of PT Indonesia Fintopia Technology ("Fintopia Indonesia") which is domiciled in LAT / RM 1907 19 / F, Lee Garden One, 33 Hysan Avenue, Causeway Bay, Hong Kong. Mitou has legality as a legal entity in Hong Kong registered on July 24, 2015. Mitou owns 85% of the total shares of Fintopia Indonesia which consists of 212,500 shares with a nominal value of Rp.2,215,000,000, -
Prof. Achmad Zen Umar Purba, S.H., LL.M. is one of the shareholders of Fintopia Indonesia which owns 15% of the total shares consisting of 37,500 shares with a nominal value of Rp375,000,000. He is also one of the board of commissioners of Fintopia Indonesia who contributed greatly to Fintopia Indonesia behind his busy life as Professor of International Law at the University of Indonesia.
Deng Linlin or commonly called by the name "Mr. LinLin" Served as President Commissioner of PT. Indonesia Fintopia Technology in accordance with the General Meeting of Shareholders "RUPS" Number 18 dated January 16, 2018 with Notary Emmyra Fauzia Kariana S.H., M.Kn in Jakarta.
He earned a Bachelor Degree in computer science from Fudan University in 2007. He also had experience working as a Product Manager at Tencent and also served as the Chief Risk Management Officer (CRO) at Shanghai Island Capital Co., Ltd in the private funding field which helped investors to get the right company to invest.
Prof. Achmad Zen Umar Purba, S.H., LL.M or commonly called "Zen" served as the Board of Commissioners of PT. Indonesia Fintopia Technology which was recorded in the Deed of Establishment of PT. Indonesia Fintopia Technology Number 40 On November 13, 2017 with Notary Anesta Chirstanti S.H., M.Kn in Depok.
He graduated from the University of Indonesia with a law degree. He continued his career in the press world as an editor in the weekly magazine Ekspres. He also became a magazine editor at Tempo Magazine from 1971 to 1979. Aside from being a journalist, he also became a lecturer at the Indonesian University of the Faculty of Law, a job he has been doing until now. In 1986, he joined the top law firm Ali Budiardjo, Nugroho, Reksodiputro (ABNR).
He has a background in Law, where he has now been appointed Professor of International Law at the University of Indonesia since 7 September 2005.
Liu Yongyan or commonly called "Mr. Liu "served as President Director of PT. Indonesia Fintopia Technology from November 13, 2017 to the present, which was recorded in the Deed of Establishment of PT. Indonesia Fintopia Technology Number 40 On November 13, 2017 with Notary Anesta Chirstanti S.H., M.Kn in Depok.
He earned a Bachelor Degree in computer science from Fudan University in 2007. He also has work experience as one of the builders of payment platforms on Facebook and also has served as a Senior Google Shopping Engineer on Google.
Supported by his experience in the P2P Lending field he has become an example of PT. Indonesia Fintopia Technology which always adheres to the rules designed by the regulator "OJK".
FITRI Joins PT. Indonesia Fintopia Technology on November 13, 2017 and Served as Director of PT. Indonesia Fintopia Technology in accordance with the General Meeting of Shareholders "RUPS" Number 29 dated July 26, 2018 with Notary Anesta Chirstanti S.H., M.Kn in Depok.
He has experience working at PT. 24 Hours Online "UniPin" as an Account Executive Manager and also joined as Operational Manager and Asst. CEO at PT. Digital Synergy Technology "RupiahPlus" in the initial phase for fintech lending is known in Indonesia.
With this experience he helped build PT. Indonesia Fintopia Technology to have a good organizational structure and operational system.
Victor joins PT. Indonesia Fintopia Technology served as Director of PT. Indonesia Fintopia Technology in accordance with the General Meeting of Shareholders "RUPS" Number 02 Date 3rd March 2020.
He earned Bachelor of Engineering degree at University of Surabaya and Master of Management Majoring IT at Binus Bussiness school.
He has experience working at Panin Bank as Regulatory System Dept. Head and also CIMB Niaga Bank as Solution Architect. With this experience he help to have communication with Bank and others vendor to have good relationship.